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~ INSURANCE NEWS UPDATES ~
In our continued efforts to bring you the best Insurance Products for Your Needs at the best Price Possible
we want to also help keep you informed of current Insurance Trends and Changes. Please check back here
periodically as we will make our best efforts to post information as we receive it.

  • Please Note: Due to the fact that the Registry of Motor Vehicles has decided not to send renewals for
    driver's licenses, etc. it would be beneficial to check the renewal dates of your licenses, registrations, etc.
Failure to renew could lead to fines, surcharges and increased premiums on your insurance policies. You can now sign up for a reminder via email, phone or text - please see information below:

You can obtain additional Registry of Motor Vehicles information from the MA RMV website through the link below.
Independent Insurance Agent
~ Established 1979 ~
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*** Breaking News ***
President Declares
Emergency for MA
April 18, 2013
Your Homeowner's Insurance Does Not Cover Flood...
......but Flood Insurance Does!
"Floods can happen anytime, anywhere. They cause physical, emotional, and financial anguish - especially when victims realize the damage is not covered by their homeowners insurance policy.

Federal disaster assistance is not the answer. Why? In most cases, the only aid disaster victims may qualify for is a loan, and that must be repaid, with interest!

Only Federal flood insurance reimburses you for flood damage to your property. With one annual premium, you can protect your most important investment: your home or business and its contents.

Call us today to ask about the National Flood Insurance Program. There is no better way to save for a rainy day!" (781-828-2398)

Information provided by FEMA.
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www.FEMA.gov
www.floodsmart.gov
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For the latest in Real Estate Updates
please visit
www.CamberRealEstate.com
MA SAFE DRIVING LAW
BECAME EFFECTIVE SEPT. 30, 2010
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"The law creates a series of new violations, which the RMV Division, MassDOT IT staff and the Merit Rating Board are working to program and implement." These include violations against Texting While Driving, Teen Cell Phone Use Behind the Wheel, and Others. Please take a moment to familiarize yourself with these new rules by clicking on the link below...and please...Drive Safely!!! Thank you.
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Please visit our site again soon to learn more information about:

Insurance News
~ Updates ~

For the latest in Registry of Motor Vehicle (RMV) News please click the link above.
~ MA Safe Driving Law ~
** PLEASE NOTE **

As you know, the MA Registry of Motor Vehicles is no longer mailing out Renewal Notices for Your Driver's License. You can now sign up through the RMV for your Renewal Notification by Phone,
Text or E-Mail by following
the link below (or please cut & paste the site address into your browser):
https://secure.rmv.state.ma.us/rmvreminder/intro.aspx
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** BREAKING NEWS FROM THE **
MASSACHUSETTS ASSOCIATION OF INDEPENDENT AGENTS (MAIA) FLASH BULLETIN: MARCH 20, 2009

"Joint Committee on Financial Services Holds Hearing on MAIA’s Bill to Preserve At-Fault Accident Appeal Process;
Commissioner Reverses Decision to Eliminate Board of Appeals

Shortly before the scheduled hearing on MAIA’s bill to preserve consumers’ rights to appeal an accident surcharge to the Board of Appeals, Insurance Commissioner Nonnie Burnes issued the following statement reversing her decision to abolish the Board of Appeals:

Statement from Nonnie S. Burnes, Commissioner of the Massachusetts Division of Insurance:

“As a part of these changes, the Division of Insurance proposed an alternative means of addressing at-fault accidents and accident disputes to replace the Board of Appeals as currently structured. We had every confidence that this new plan would protect consumers and offer them a fair resolution; however, we have heard the concerns voiced by the general public. Responding to those concerns, today we are announcing that we are maintaining the Board of Appeals and its accident resolution review process. We look forward to continuing the progress that managed competition has already demonstrated and ensuring consumers experience every benefit the competitive market has to offer.”
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** BREAKING NEWS FROM THE **
MASSACHUSETTS ASSOCIATION OF INDEPENDENT AGENTS (MAIA) FLASH BULLETIN: APRIL 1, 2009

The proposed RMV Fee Increases will take effect at 5 PM on Friday, April 3, 2009. Below is the final list of fee changes:

RMV Fee Changes—April 3, 2009—5 PM

Registration Fees: Amendment $25.00; Duplicate $25.00, License & ID Fees - Issue and Renewal, Class A $75.00, Class B $75.00, Class C $75.00,
ID/Liquor $25.00, Out of State License Conversions, Class A $125.00, Class B $125.00, Class C $125.00
Title Fees: Certificate of Title - Clear, Owner Retained, Reconstructed and Recovered Theft $75.00
Salvage Title - Repairable and Parts Only $50.00
Other Fees
Instant Issue License/ID $75.00, Driver History (Paper) $20.00, Driving Records - Certified and Non-Certified $20.00
Accident Report $20.00, Reducible Load Permit Amendment $20.00, Reducible Load Permit (Overweight Permits) $50.00 Minimum
Return Check/CC Fees $15.00

Some of the proposed fee increases will be phased in or require legislative approval. They include:
Passenger Vehicle Registrations, Class D License, Duplicate License, Amend/Remove License Restriction, Driver Ed Final Exam
Certified Copy of License, Registration or Title Information, School Bus Reinspection Fee
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The information contained in these pages is subject to errors, omissions, changes or withdrawal without notice.
Information has been gathered from third party sources.



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